From Being a Spendthrift to a Smarter Spender: The Simple Trick That Changed Everything

One afternoon at my job a couple of years back, an alert popped up on my mobile device: my paycheck had been deposited. It was a decent sum for a student, so I proceeded with my what I always did payday ritual: I launched every single retail application on my phone. Amazon, Vinted, Etsy, Depop, Zara, you name it. Within the space of an hour, I had parted with £90 on apparel, home decor and a totally unused weighted blanket that I never used.

A short while after, I went online again and purchased a blow dryer. I already owned one, but thought an extra one couldn't hurt. Then I included LED strip lights and two shoes that didn't even fit me. This wasn't a new pattern. In fact, I’d been notorious for it ever since I could afford to buy my own things.

Whenever I felt anxious, exhausted or uninterested, I would mindlessly scroll until it always culminated in an impulsive shopping binge. My excuse was constantly: “It's only £5.” But £5 became £10, then £20, and continued.

I was never entirely sure about the reason. Maybe it was because I grew up in a poor family, where we’d go months without purchasing new outfits or anything to brighten up the house. So any time I had some disposable income, there was always a subconscious desire for new and thrilling things. Or possibly, and almost certainly, I was just financially irresponsible and gave in readily to capitalism’s demands.

The Game-Changing Strategy

Eventually, I opted to try a novel idea. Prior to acquiring anything, I’d put it in my digital cart, delay for 24 hours, then decide on whether to finalize the purchase. The greatest advantage of this method was that it provided me time to reflect – something I’d never taken. For the first occasion since adulthood, I began asking myself: “Do I truly need this? Is it within my budget?” More often than not, the response was no.

If I opened my shopping apps and discovered products sitting in my cart, I’d clear them out and start fresh. By employing this method, I ceased buying goods that I intuitively knew I would never utilize. I once considered buy a trio of games, but after a waiting period before going to the store, I understood I never actually play board games.

I also wanted to buy a single-use camera for my first holiday to the coast. After pausing I remembered I possessed a smartphone, similar to everybody else, that features a perfectly good camera, and therefore had no requirement to acquire a separate camera.

The Enduring Benefits

It additionally signifies I am more selective about the items I do buy, and I can finally look at my bank statements devoid of experiencing guilt or embarrassment.

Naturally, there have been times I’ve slipped back into previous patterns – it’s only natural. The key change is that I can recognise the signs sooner, especially when I’m hastening into a purchase. I’ve realised ennui is a strong catalyst. It’s perhaps the biggest driver of my reckless expenditure.

Modern culture preys on this boredom and our desire for immediate satisfaction. That’s why, looking back, compelling myself to pause before buying has felt strangely liberating. To be able to have control over my urges and reaffirming that I don’t need to spend my diligently earned money on non-essential goods feels as revolutionary as it is straightforward.

Jonathan Monroe
Jonathan Monroe

Elara is a certified life coach and writer passionate about helping others unlock their potential through mindful living and goal-setting strategies.